Simplifying Digital Loan Applications for Small-Town Borrowers
PorchPass is a fintech platform helping credit unions and manufactured home lenders digitize the loan application process — reducing paperwork, phone calls, and manual errors. I led the redesign of the Digital Loan App (DLA), improving usability for non-technical borrowers while meeting compliance and business requirements from loan officers.

This work involved streamlining multi-step application flows, clarifying financial terminology, and reducing drop-off through better guidance and UI affordances. The redesign helped applicants complete tasks with more confidence and helped lenders manage more applications digitally.

I collaborated closely with engineers, compliance stakeholders, and customer support to align the borrower experience with backend systems and legal needs — balancing simplicity for users with the complexity of mortgage lending.
TEAM
Adrian Balkwill - Head of Design
Stefan Balan - Sr. Product Designer
Sanat Karunakaran - Product Manager
ROLE
Product Designer
TOOLS
Figma, Adobe Suite, Figjam, GPT
I’m a product designer seasoned by the startup space —
experienced in delivering pixel-perfect + accessible products.
I believe in creating digital experiences that are both beautifully designed and genuinely user-focused. Lately, I've been curious how technology has shifted post-pandemic and what that means for human interaction. In 2021, I graduated from The University of Texas at Austin and attained my certificate in UX from Designlab in 2022. I have a niche interest in working at startups that want to change & push the envelope. I've freelanced in a variety of industries before landing at my current role at REALLY.

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© 2025 ~ MICHAEL MARTIN
designed in figma, built in webflow, assisted with GPT